If your wages are garnished can they also take your tax refund?

When your wages are garnished that means you had acquired a debt from a lender (can be mortgage debt, credit card debt, etc.), and your inability/refusal to pay the debt has resulted in the lender filing a judgement against you. The judgement, when approved, will allow the lender to go after your wages if you have disposable income. The judgement can take a maximum of 25% of your disposable income to pay off the debt. They cannot take your tax refund, no matter what. The only entities that has the power to seize someone's tax refund are the IRS and the state governments. Only they have the ability to take it, but they can only do it for three specific reasons. Those reasons being if you owe past taxes, if you have child support bills that you owe and are accumulating, and/or if you have been defaulting on your student loans. A tax refund cannot be seized to settle a private debt owed to a lender.

Find Accountants in Orange County

Kuchel Financial Group
259 So Randolph Ave Ste 100
BREA, CA 92821
Kevin A Donahue
1205 N Broadway
SANTA ANA, CA 92701
Gittings & Graf LLP
2300 East Katella Avenue Suite 210
Anaheim, CA 92806
Chu Investment Group
45 Avondale
Irvine, CA 92602
Cordova Accountancy Inc
1240 N Lakeview Ave Ste 210
Anaheim, CA 92807
H Mathes Ea
704 W Southern Ave
Orange, CA 92865